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If you are a Mississippi renter who has not been able to make rent payments due to COVID-19, you may qualify for the Rental Assistance for Mississippians Program (RAMP). RAMP can provide up to 15 months of rental and utility assistance to eligible renters. The funds will be paid directly to the landlord and service providers on behalf of tenants. See if you are eligible.

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Program Overview

The RAMP-ERA Program was established by the Consolidated Appropriations Act, 2021 (Pub. L. No. 116-260). Funding provided by the RAMP-ERA Program will assist eligible households that experience difficulty making timely payments of rent and utilities due to the COVID-19 pandemic. Mississippi Home Corporation (“MHC”) is administering the program for the State of Mississippi, which received $186,696,633.80 (the “Program”).

Program funds may be used to provide assistance to a renter household that has a household income at or below 80 percent of the area median and in which at least one or more individuals living in the household: qualifies for unemployment or has experienced a reduction in household income, incurred significant costs, or experienced a financial hardship due to COVID-19; and can demonstrate a risk of experiencing homelessness or housing instability.

Eligible households that include an individual who has been unemployed for the ninety (90) days prior to application for assistance and households with income at or below fifty percent of the area median will be prioritized for assistance. Eligible households may receive up to twelve (12) months of assistance, plus an additional three months if MHC determines the additional months are necessary to ensure housing stability (subject to fund availability).

Tenant Requirements

Completed Program application

Valid, current identification

Duly-executed, current lease or alternative documentation for proof of residence and rent amount

Documentation supporting household income

Proof one or more individuals within the household can demonstrate a risk of experiencing homelessness or housing instability

Proof one or more individuals within the household has qualified for unemployment benefits OR has experienced a reduction in household income, incurred significant costs, or experienced other financial hardship due to COVID-19

Landlord Participation Form (with landlord's W9 Form and ACH Credit Authorization if the landlord agrees to participate and has not completed online application)

If requesting utility assistance, a copy of tenant's bill, showing the name of the service provider, account number and name and address of customer.

See All Tenant Documents

Landlord Requirements

IRS W-9 Form

ACH Direct Deposit Authorization

See All Landlord Documents

Note: Program funds will be paid directly to landlords and utility service providers; however, if a landlord or utility provider does not wish to participate, such funds may be paid directly to the eligible household.

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